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Send Money within the United States

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Send money to Ria or Western Union agent locations across the United States. Our services, make sending money quick, easy and secure.

  • Located in the Kroger Family of Stores for extra convenience
  • Send funds from more than 2,000 stores
  • Choose from multiple pick-up locations across the US
  • Earn rewards with My WU®
  • Save on money transfers with Ria
  • Want to know more? Find out more about us

Ways you can

You can pick up money from more than 2,000 locations when you send funds within the United States with Money Services. From Alaska to Idaho and Kentucky, you can reach people wherever they are. There are three main ways to send money within the US:

In Store

Visit your local Money Services Counter to send money in person with help from our store associates.

Stage and Pay

You can save time at the counter by starting your transfer online then paying in store.

Online

Send money online for instant transfers through credit and debit card payments.


Ways to

Next, choose how your money transfer will be delivered. Your recipient can pick up their funds from banks and any other Ria or Western Union agents. Alternatively, you can deposit the money directly into your recipient’s bank account.

Why use Money Services

We send money to friends and family for all kinds of reasons, whether it’s to support a family member or celebrate a birthday. Money Services, within the Kroger Family of Stores, makes it easy and convenient to send money across the United States. Powered by Ria and Western Union, payments are secure and flexible so you can send money your way.

Track your money transfer using Ria’s PIN or Western Union’s MTCN or sign up for SMS text notifications to receive an instant notification when your funds have been paid out. Standard text message rates apply.

Pile of US dollar bills
  • Send money online

  • In-store support

  • Help manage your money

  • Easily send money your way

Send money from

With over 2,000 Money Services across the US, you won’t have to go far to send or pick up money. Wherever you live, you can be sure there’s a Money Services close by. Just use our handy store locator to find your nearest one and visit us today.

Select a

We’re in various states across the US, including:

  • Ohio
  • Georgia
  • Texas
  • Arizona
  • Indiana
  • Colorado
  • Tennessee
  • Kentucky
  • Virginia
  • Michigan
  • Nevada
  • Oregon

Kroger engages in the money transmission business as an authorized delegate of Western Union Financial Services, Inc. under Chapter 151 of the Texas Finance Code.  If you have a complaint, please contact Western Union Customer Service first at 1-800-325-6000.  After contacting Western Union Financial Services, Inc. and if you still have an unresolved complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.

*Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates are subject to change without notice.

†Date available will be displayed on receipt for international transfers over $15. Service and funds availability depends on certain factors including the Service selected, the selection of delayed delivery options, special terms applicable to each Service, amount sent, destination country, currency availability, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones (collectively, “Restrictions”).

**Fee reductions apply only to the Western Union transfer fee for a single Western Union Money Transfer or Quick Collect transaction. Excludes all other services, including without limitation, online bill payments, and money transfers via social/chat applications. Points used will not be reversible and if amount of transfer fee is less than redeemed discount, no cash, credit or refund will be provided. Western Union reserves the right to offer promotional discounts that cannot be combined with My WU fee reductions.

Services may be provided by Western Union Financial Services, Inc. NMLS# 906983 and/or Western Union International Services, LLC NMLS# 906985, which are licensed as Money Transmitters by the New York State Department of Financial Services.  See terms and conditions for details.

The Western Union name, logo and related trademarks and service marks, owned by Western Union Holdings, Inc., are used with permission.

Ria is a registered trademark of Continental Exchange Solutions, Inc. NMLS #920968, dba Ria Financial Services. Kroger is an authorized delegate of Ria (Continental Exchange Solutions, Inc.) pursuant to Chapter 151 of the Texas Finance Code. If you have a complaint, please call Ria at (855) 355-2145 or visit https://us.riafinancial.com/en/legal/file-complaint.

For Texas consumers: Ria is licensed under Chapter 151 of the Texas Finance Code.  After contacting Ria, if you still have a complaint regarding the company’s money transmission services, please contact the Texas Department of Banking at 2601 North Lamar Boulevard, Austin, TX 78705 – telephone number 1-877-276-5554 (toll free) or visit www.dob.texas.gov for more information.

For consumers in all other states: see full terms and conditions, including regulatory contact information, on your receipt.

Date available will be displayed on receipt for all transfers. Service and funds availability depends on certain factors including the amount sent, destination country, currency availability, fraud prevention measures, regulatory issues, consumer protection issues, identification requirements, delivery restrictions, agent location hours, and differences in time zones.

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