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Check Cashing

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Cash a check at Money Services and you’ll quickly have the money in your wallet. Visiting Money Services to cash a check saves you time because we’re based in a grocery store near you – so you can do your shopping while you visit. With our low fees and everyday discounts when you show your Shopper’s Card, save even more when you use Money Services.

A mother and son

Why choose Money

Customers cash checks at Money Services across the US every day because:

We save you money

Our fees are low and we have special promotions available in store.

We’re convenient

We’re based in a grocery store near you, with extended operating hours. We accept many different types of ID.

We save you time

With no enrollment, you can get your cash and be on your way in no time.

How to cash a

  • Find us – Search for your local Money Services using our store locator tool.

  • Bring your check – Take your check to your local Money Services – the fee will be deducted from the cash you get back.

  • Bring your details – Make sure you bring the relevant ID, and know your Social Security or Taxpayer Identification Number.

  • Cash your check – Our friendly in-store team will give you your money right away.

What you need

To cash a check at your local Money Services, you need to bring your check, know your Social Security or Taxpayer Identification Number, and bring a current, valid ID. The types of ID accepted are:

  • Driver’s License
  • State‐issued ID
  • Military ID
  • Resident Alien ID
  • Matricula Consular ID
  • US-issued passport

Types of checks

While we don’t cash personal checks, here’s the great range of checks accepted at Money Services:

Bring your paycheck to us and we’ll help get it processed so you can be on your way in no time.

We can cash your government benefit checks.

We’ll cash your Income Tax refund checks or cards.

If you have a payout from an insurance provider, we’ll turn it into cash for you.

We can process business checks with ease – stop by and one of our store associates can assist.


Did you know we can also help you get cash back off your payroll, benefits or debit card? At Money Services, our trained team can help you get cash back to the penny.

Find out more about card cashing

Check cashing

You can find Money Services at the Kroger family of stores across the country and we’re open evenings and weekends. Drop by when it’s convenient for you and we’ll cash your check.

Find a Money

Search by state, city or ZIP code to find your local Money Services.

Check cashing

Our check cashing fees start at $3 with Shopper’s Card for checks up to $2,000. We charge a $5.50 fee with Shopper’s Card for cashing checks between $2,000.01 and $5,000.

Please note, we don’t accept personal checks, starter checks and third party checks.

*Fees and Limits vary by state. Ask your Money Services store team for exact amounts in your area

How do I cash a

You don’t need a bank account to cash a check. At Money Services, all you need to do is find your nearest location using our store locator tool and bring your check, current ID and know your Social Security or Taxpayer Identification Number. Our friendly in-store team will take care of everything else.

Can I cash a

You need to bring a current, valid ID to cash a check at Money Services. We accept a wide range of ID, including your Driver’s License, State-issued ID, Military ID, Resident Alien ID, Matricula Consular ID, US-issued passport, and Tribal Nation or Reservation ID.

How long do you

There is typically an expiration date printed on the check, so it’s a good idea to keep up with the checks you’ve been sent. If you’ve been given a check by your employer, the government, or your insurer, get it cashed right away at Money Services.

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