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08/29/2018

How much of a paycheck should you save?

Not everyone has money left over after they’ve cashed their paycheck, bought groceries and paid bills. But some weeks you might find you have a few dollars spare. Putting aside a set amount every week can help you feel more financially secure and better prepared for emergencies. By saving money…

08/18/2018

Cashing a check without bank account

Around 20% of Americans don’t have a bank account*. But that doesn’t mean they can’t cash a pay check or insurance settlement check. There are many ways to cash a number of checks without having a bank account. Can I cash a check without a bank account? Whether you’re a…

07/18/2018

The Money Services free budgeting worksheet

There are a lot of payments to keep track of over the course of a month. While your rent, bills and regular subscriptions will likely be paid on the same date each month, you might have a one-off or unexpected payment to make as well. If you’re often out of…

06/18/2018

How to avoid late payment penalties

Paying bills on time is a great way to save money as it helps you to avoid fines and late payment fees. But the reality is that we often reach the month end and realise we’ve over spent on our budget and simply don’t have the money to pay bill…